FAQ

HOW CAN I GET DETAILS ABOUT WHAT IT’S LIKE TO WORK WITH FIREFLY?

The best thing to do is click the yellow Become an Agent button at the top of the page. Fill out the form there to get a 20-page ebook with detailed information about commissions, carriers, quoting, and much more. It should answer most of the questions you have about becoming an independent insurance agent with Firefly.

Want to learn even more?

Spend some time in our learning center. You’ll find articles and videos there that answer your questions, and share the experiences of other agents who’ve chosen to team up with us. (Most of them include gifs and other elements to keep it fun. After all, we love our industry, and what we do.)

Want to talk with someone? Call us at (866) 903-1596.

The information in any of these resources should help you, whether or not you decide to work with us.

WHAT IF I TRY FIREFLY, BUT DECIDE IT’S NOT FOR ME?

Becoming an independent insurance agent is a big decision. Hopefully you get it right the first time. But things don’t always work out. We have a 90-day return policy that makes it easy for you to leave Firefly if you decide it’s not for you. Watch this short video for the (entertaining) details:

 

For more information, read our Learning Center article about our return policy.

WHICH STATES ARE YOU IN?

We are currently in Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and Wisconsin.

 

IS THERE AN UP FRONT COST TO GET STARTED?

Nope.

You pay no startup fee, franchise fee, or other down payment of any kind. Not even if you want to.

This is just one of the advantages of Firefly not being a franchise, aggregator, or cluster.

HOW QUICKLY CAN I START WRITING BUSINESS?

 

You will need to complete appointment forms with your new carriers and get set up with Firefly’s tools and management system. You’ll also begin regular online training sessions with our staff. Most agents can start writing within the first four-to-six weeks.

HOW MANY CARRIERS WILL I BE ABLE TO WRITE?

This depends partly on your state. Follow this link, to see which ones are available. Because we’re an agency you’ll get many more options than you would with an aggregator. We’ll submit your appointment paperwork with each available carrier, and they have the final say. Our agency has a good reputation, so almost all of our agents get appointed without difficulty.

DO I HAVE PRODUCTION REQUIREMENTS WITH THE CARRIERS I AM APPOINTED WITH?

If you worked with an aggregator, you would have production requirements. But because you’re part of our agency, you do not have production requirements.

DO I HAVE PRODUCTION REQUIREMENTS WITH FIREFLY AS A WHOLE?
No.  The agents that fit Firefly are driven enough on their own.  Our model is to help you feel as independent as possible.  You continue to set your goals as you see fit.  We’ll do our best to help you reach them.
DO I HAVE BINDING AUTHORITY?

Yes!

With Firefly you get direct appointments. You can talk directly with your underwriters and can bind coverage.

With some aggregators or brokers, you may find yourself waiting for someone else to quote or issue your policies. But not with us. (It’s so wonderful that it almost brings us to tears . . .)

​CAN I HAVE MY OWN P&C CARRIER APPOINTMENTS OUTSIDE OF FIREFLY?

Our agents get direct appointments with all of their carriers, without production requirements. Carriers allow this, in part, because our agents write all of their P&C insurance business through Firefly. This article explains in detail why this matters.

Here’s a short video explanation, too:

If you come to find that you really like the Firefly opportunity, and you have some premium with your own carriers, here’s good news: You can work with us to roll or AOR your current policies into Firefly. Sometimes you’ll get paid more (or get a bonus) from our carriers. Specifics vary by situation, so let’s talk about how this might work for you.

ARE YOU CONSIDERING GETTING MORE CARRIERS?

Yes.  We are very pleased and confident in our carrier’s abilities in any state.  Of course we would always consider a partnership that would add value to our agents and customers.

HOW OFTEN ARE COMMISSIONS PAID?

Monthly, by ACH deposit to your account.

CAN OUR AGENCY KEEP ITS NAME?

In a word, Yes. We understand you have worked hard to establish credibility and a strong reputation and your name is symbolic of that. Many of our agents have found it enhances their brand and marketing to use Firefly’s name with theirs. The addition of our name helps co-funded marketing more effective. We can also link to each other’s websites which will help your search engine optimization.

WHO OWNS THE BUSINESS THAT I WRITE?

You get equity in the book of business that you build with Firefly. Because we are an agency and not an aggregator, the policies are in Firefly’s name. This structure is a large part of how it is you can have so many carriers without quotas.

For a much more detailed explanation, please read our learning center article about ownership.

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